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Classic Car Insurance

Classic Car Insurance

What makes a car classic is not just its age, but also its value. You don’t just collect a classic car just to get around the city or show it off to your friends and display it at car shows. The more important thing about owning a classic car is its value. It is an investment that will continue to appreciate as years go by. You can take care of this investment fully and more efficiently if you are properly insured.


There’s no single policy that works for all. Every classic or antique car requires a different policy. Several factors need to be considered in determining which policy works best for you and your needs. These factors include vehicle modifications, age, miles driven, and coverage needs. Premier Choice Insurance will work with you to ensure that you get the best policy according to your specific needs.

Classic Car Insurance

Classic Car Insurance Features

When you’re shopping for classic car insurance in Arizona, there are several features that you need to look into and decide upon. The following are some of these features:

Agreed Value

This is perhaps the best coverage for those who regularly use their collector car. This is better than “stated value” and “actual cash value” policies that you may get from some insurance companies. In this policy, you will get paid in full with the amount you agreed upon with the insurer. This covers total loss, minus any applicable deductibles.

Low Rates

You can opt for this policy if you rarely drive around with your classic car. Contrary to full-time insurance, this only costs you less. This is perfect for those who just use their car for collection or display purposes.

Coverage Options

You may have different needs than other collectors. This is because not all collector cars are the same. There are various coverage options to choose from, depending on your individual needs, and the type and condition of your vehicle. We will help you determine which coverage works for you best.

Generous Mileage

If you want to maintain the value of your collector car, make sure that you don’t overuse it. This means that, as much as possible, limit your driving to around 5,000 miles per year or less. Not all insurance have a mileage limit though. This is for just keeping the value of your vehicle.

Roadside Assistance

If you want roadside assistance for your classic car without worrying about the emergency expenses, better get this coverage. This coverage will flatbed your car to the closest qualified repair facility. Whether you’re on a classic rally or simply driving down the street, you never know when would you need such assistance. It’s always better to be prepared and insured.

If you are a classic car collector, protect your collection by getting an appropriate policy. Protect your Thunderbird, Corvette, Charger, Camaro, Mustang or other collector car. They are more valuable than you think. Talk with us today to select the best combination of value, coverage and price for you. We always see to it that your needs are continually met through proper coverage and policy. Let us help you protect your prized possessions.