Jewelry, Artwork, Guns, Memorabilia – Are they covered on my homeowners’ insurance policy?
There’s one common part of a home insurance policy where I see a lot of misconceptions – the personal property coverage limit. Your policy declarations will show this as “Personal Property” or “Coverage C” followed by a limit that can be hundreds of thousands of dollars. However, the declarations page will typically not go into […]
Glass replacement & how it affects your car insurance rates
We’ve all had the experience of driving down the road when suddenly *WHACK*, a rock hits your windshield and you’re left with a nice little star in your glass.Many times, people simply call a glass company and open up a claim with insurance to replace the windshield. What most don’t realize is that most insurance […]
What you need to know about Arizona’s Texting & Driving ban
Gov. Doug Ducey signed HB2318 into law on Monday. The bill makes it illegal to drive while holding a mobile device. Devices that can be used in a hands-free mode or are integrated with the vehicle’s control interface are exempt.What is prohibited? Holding or supporting a wireless device while driving Writing or reading any text-based […]
Glass/Windshield Claims – What you need to know
We’ve all had the experience of driving down the road when suddenly *WHACK*, a rock hits your windshield and you’re left with a nice little star in your glass. Many times, people simply call a glass company and open up a claim with insurance to replace the windshield. What most don’t realize is that insurance […]
How Much Does It Cost to Insure a Tesla Model 3?
I’m Mike Robertson – Licensed Insurance Agent & Tesla Model S Owner. If you’re reading this post you likely are thinking about buying a Tesla Model 3 or you’re wondering if you’re paying too much for the insurance on your Tesla Model 3. The Tesla Model 3 is very expensive to fix; however, that doesn’t […]
How Much Does It Cost to Insure a Tesla Model S?
I’m Mike Robertson – Licensed Insurance Agent & Tesla Model S Owner. If you’re reading this post you likely are thinking about buying a Tesla Model S or you’re wondering if you’re paying too much for the insurance on your Tesla Model S. Tesla’s are expensive cars that are very expensive to fix; however, that […]
Did you know your Zip Code affects your insurance rate?
Did you know your Zip Code affects your insurance rate? There are literally thousands of rating factors in today’s insurance policies. Out of all those variables, one of the most influential in policy price is location. Here is a quick breakdown of Valley cities and their respective common home claims: Gilbert 85234 – The top […]
What is Umbrella Insurance? Do I need it?
Did you know that over 41,000 lawsuits are filed EVERY SINGLE DAY in the United States? We live in a very litigious society and courts award hundreds of millions of dollars in damages daily. An Umbrella policy protects you from having to pay a large judgement out of your savings, assets or even future earnings […]
Senate Bill 1169 – No more Full Glass Coverage, what it means for you
Senate Bill 1169 – No more Full Glass Coverage, what it means for you We all know the sound. You’re driving down the freeway and “POP!” – a rock-shattered windshield. You call your favorite insurance agency and file a glass claim. You have ‘full glass coverage’ and your windshield is replaced for free! That all […]
