Hear from Our Customers
You get access to carriers you’ve heard of—Progressive, GEICO, USAA, AAA, Direct Auto—and dozens you haven’t, all compared side by side. That means real competition for your business, which usually means better rates or better coverage for what you’re already paying.
You also get someone local who picks up the phone. Not a call center in another state reading from a script. An actual agent in Mesa or Peoria who knows what monsoon season does to claims volume and why your ZIP code matters more than you think.
And if your rate jumps next year or you need to file a claim, you’re not starting over with a 1-800 number. You’ve got a person who already knows your name and your policy. That’s the difference between an independent agency and a single-carrier setup.
We’re based in Mesa and Peoria, family-owned, and have been working with Arizona drivers long enough to know what actually matters here. We’re not a call center. We’re not a national franchise with rotating staff. We’re a local agency with over 930 five-star Google reviews, named Agents of the Year in 2023, and recognized as one of the Three Best Rated Insurance Agents in Mesa.
We represent over 40 top-rated auto insurance companies, which gives you options most agents can’t offer. And we don’t charge you for our service—we get paid by the carriers, so comparing quotes and switching policies costs you nothing.
If you’ve been with the same company for years and just got hit with a rate increase you didn’t see coming, or if you filed a claim and suddenly your policy got non-renewed, you’re exactly who we work with every day.
First, we ask about your current coverage—what you have, what you’re paying, and whether anything’s changed recently. We’re not trying to sell you more than you need. We’re trying to figure out if you’re covered correctly and whether you’re paying a fair price for it.
Then we run your information through our system, which pulls quotes from over 40 carriers. Some you know—Progressive, GEICO, AAA, USAA, Direct Auto. Some you don’t. We compare them all and show you what’s actually different between policies, not just the price.
If you decide to switch, we handle the paperwork. We’ll even cancel your old policy for you if you want. Once you’re set up, we don’t disappear. If your rates go up, your life changes, or you need to file a claim, you call the same number and talk to the same people. That’s how it’s supposed to work.
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When you’re looking at auto insurance companies in Phoenix, you’re not just comparing prices. You’re comparing how they handle claims, how much your rate will jump after an accident, and whether they’ll drop you after you file.
Arizona has specific risks most national carriers don’t account for properly. Monsoon season brings flash flooding and hail damage. Wildfires mean smoke and ash that can total a car even if it never catches fire. Summer heat cracks windshields and destroys interiors. If your policy was written in another state and copied over, there’s a good chance it’s not built for what actually happens here.
We work with carriers who know Arizona. Some specialize in high-risk drivers. Some offer better rates for good drivers who’ve been with the same company too long. Some have accident forgiveness built in. Some don’t penalize you for gaps in coverage if you can explain them.
You also need to know what happens if you’re hit by someone without insurance. Arizona has thousands of uninsured drivers. If you don’t have uninsured motorist coverage and someone hits you, you’re paying out of pocket even though it wasn’t your fault. That’s not optional coverage here—it’s essential.
Because GEICO only sells GEICO policies. Progressive only sells Progressive. If their rate isn’t competitive or their coverage doesn’t fit, you have to start over somewhere else.
As an independent agent, we represent over 40 auto insurance companies. We run your information once and show you quotes from all of them—including GEICO and Progressive if they’re competitive. You’re comparing the market, not just one option.
And if your rate goes up next year, we can re-shop your policy without you lifting a finger. You’re not locked into one carrier’s pricing or claims process. That’s the advantage.
Nothing. We don’t charge you for our service. Insurance carriers pay us a commission when you buy a policy, so whether you get a quote from us or directly from the company, the price is the same.
The difference is we can show you quotes from 40+ companies in one conversation instead of you spending hours calling around or filling out forms online. We also handle the paperwork if you switch, and we’ll even cancel your old policy for you if you want.
You’re not paying extra for convenience. You’re just getting access to more options and someone local who can explain what you’re actually buying.
That’s one of the most common reasons people call us. You’ve been loyal, never missed a payment, maybe never even filed a claim—and suddenly your rate jumps 20% or more with no explanation.
Here’s what’s happening: insurance companies raise rates on long-term customers because they know most people won’t shop around. They’re betting on inertia. And it works, until it doesn’t.
When you call us, we’ll pull quotes from carriers who want your business and are willing to offer better rates to get it. In many cases, we can get you the same coverage—or better—for less than what you were paying before the increase. And if your current company is actually the best option, we’ll tell you that too. But you won’t know unless you compare.
Yes. When we run quotes, we match your current coverage limits unless you want to change them. If you have 100/300/100 liability, collision with a $500 deductible, and comprehensive, we’ll quote the same thing across all carriers so you’re comparing apples to apples.
If we think your coverage has gaps—like missing uninsured motorist protection or liability limits that are too low—we’ll point it out. But we’re not going to push you into coverage you don’t need just to make the policy more expensive.
The goal is to show you what the same coverage costs with different companies, then let you decide if you want to adjust anything. You’re in control of what you buy.
You file the claim with your new carrier, and we help you through the process. You’re not calling a 1-800 number and explaining your policy to someone new every time. You call us, we already know your coverage, and we can walk you through what to expect.
Every carrier handles claims a little differently. Some have better customer service than others. Some pay faster. Some are easier to deal with when there’s a dispute. That’s part of what we consider when we recommend a company—not just the price, but how they treat people when something goes wrong.
If you have issues with a claim, we can advocate for you. We work with these carriers every day, and we know who to talk to when things get stuck. That’s not something you get when you buy direct.
Yes. We work with carriers who specialize in non-standard auto insurance, which covers drivers who’ve had accidents, tickets, DUIs, or lapses in coverage. If you’ve been turned down by GEICO, Progressive, or USAA, we’ve got other options.
The rates are higher than standard policies because the risk is higher, but we can still shop around and find you the most competitive price available. And once you rebuild your driving record, we can move you to a standard carrier and get your rate back down.
We’ve also helped plenty of people in Phoenix, Mesa, Chandler, Gilbert, Scottsdale, Tempe, and across Arizona who had coverage gaps due to job loss, financial hardship, or just life getting in the way. If you can explain the gap and you’re ready to get covered again, we’ll find a carrier who will work with you.
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