Terms and Conditions for Premier Choice Insurance LLC and Premier Choice Enterprises LLC
Terms and Conditions
Welcome to Premier Choice Insurance LLC and Premier Choice Enterprises LLC (collectively referred to as “Premier Choice”), independent entities dedicated to providing personalized insurance and business solutions. By utilizing our services, you agree to the following terms and conditions:
1. Collection and Use of Information
1.1. Information Gathering: When you request an insurance quote or engage with Premier Choice Enterprises LLC for services, we collect information through forms, submissions, or direct communication. The information you provide is used solely for the purpose of generating accurate quotes, delivering our services, and improving your experience.
1.2. Privacy Assurance: Your personal information will not be sold, shared, or distributed to third parties, except as required to fulfill your insurance or business service needs or comply with legal obligations.
2. Communication Consent
2.1. By providing your contact information, you consent to receive communications from Premier Choice via text, phone calls, and email. These communications may include, but are not limited to, updates on quotes, policy recommendations, service inquiries, and follow-ups regarding your needs.
2.2. You may opt-out of receiving communications at any time by contacting our office. However, opting out may impact our ability to provide timely updates or recommendations.
3. Coverage Recommendations and Service Advice
3.1. Liability Limits: We strongly recommend that every insured individual carry at least $500,000 in liability coverage and Uninsured/Underinsured Motorist (UM/UIM) limits on auto policies. Additionally, we advise obtaining an umbrella policy to provide extended protection.
3.2. Property Policies: For property insurance, we recommend a minimum liability limit of $500,000 to ensure adequate coverage.
3.3. These recommendations are provided for your consideration and are not mandatory. It is ultimately your responsibility to decide on the coverage or services that best meet your needs.
4. Quote Review, Service Agreements, and Policy Exclusions
4.1. Premier Choice provides insurance quotes and service agreements based on the information you supply. It is your responsibility to carefully review the quote or agreement details, including coverage options, exclusions, and limitations.
4.2. If you have any questions or concerns about the proposed policy, service agreement, or coverage options, please contact our office promptly. We are here to clarify and assist in your decision-making process.
5. Disclaimer
5.1. Premier Choice acts as an intermediary between you and the insurance carrier or service provider. We are not responsible for decisions made by the carrier or third-party service providers, including policy issuance, premium rates, claims processing, or service deliverables.
5.2. While we strive to provide accurate and comprehensive recommendations, coverage and service decisions remain the responsibility of the prospect/insured. Failure to select adequate coverage, services, or review terms may result in insufficient protection or unsatisfactory results.
6. Limitation of Liability
6.1. To the extent permitted by law, Premier Choice shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of the use of our services or reliance on our recommendations.
6.2. Our liability for any claim related to our services shall be limited to the fees paid directly to Premier Choice, if any.
7. Website Use
7.1. The content provided on our website is for informational purposes only and does not constitute professional advice. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the information.
7.2. Unauthorized use of our website or its content is strictly prohibited. This includes, but is not limited to, data scraping, reverse engineering, and reproducing materials without prior consent.
8. Third-Party Links
8.1. Our website may contain links to third-party websites for your convenience. We do not endorse or take responsibility for the content, policies, or practices of these external sites.
8.2. Accessing third-party websites is at your own risk, and you should review their terms and privacy policies before engaging with them.
9. Updates to Terms and Conditions
9.1. Premier Choice reserves the right to update or modify these terms and conditions at any time. Any changes will be posted on our website, and continued use of our services constitutes acceptance of the revised terms.
Contact Information
For questions or concerns regarding these terms and conditions, please contact us at:
Premier Choice Insurance LLC or Premier Choice Enterprises LLC
4135 S Power Rd Ste 120 Mesa AZ 85212
480-830-1800