Hear from Our Customers
Here’s what happens when you work with an independent agent instead of calling each company separately. You tell us what you need once. We shop your policy across 40+ auto insurance companies including Progressive Insurance, Geico car insurance, USAA insurance, AAA insurance, and Direct Auto Insurance Company.
You get actual quotes you can compare side by side. Not estimates. Not ranges. Real numbers with real coverage details.
And when your rates jump next year or you need to file a claim, you’re not starting over with a 1-800 number. You call the same person who wrote your policy. We already know your situation and can reshop your coverage across every carrier we represent without you lifting a finger.
Premier Choice Insurance is a family-owned independent agency based in Mesa, serving Queen Creek and the entire East Valley. We’ve built our reputation on 930+ five-star Google reviews because we do what we say we’re going to do.
Our team is fully licensed, works in our Arizona office, and answers the phone when you call. No offshore call centers. No chatbots routing you in circles.
We’ve watched Arizona car insurance rates climb 22% over the last two years. We’ve helped hundreds of Queen Creek residents who got hit with surprise rate hikes or dropped after filing their first claim in 15 years. That’s exactly why we represent over 40 carriers instead of just one.
First, we talk. You tell us what you’re paying now, what coverage you have, and what’s frustrating you about your current situation. Takes about 10 minutes.
Then we shop. We run your information through our network of 40+ auto insurance companies to find policies that actually fit your needs and budget. You’re not limited to one company’s rates or rules.
Finally, we compare and explain. You see real quotes from carriers like Progressive Insurance Company, Geico, USAA car insurance, and others. We walk through what each policy covers, what it costs, and why one might work better than another for your specific situation.
If you decide to switch, we handle the paperwork and can even cancel your old policy for you. No gaps in coverage. No hassle.
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Queen Creek drivers pay an average of $164 per month for car insurance, which is about $15 more than the Arizona average but still cheaper than the national rate. The problem isn’t always the base rate. It’s what happens after year one.
Arizona insurance rates jumped 22% in 2024 alone. Companies like Progressive Insurance and Direct Auto Insurance are raising premiums across the board because claim costs are up. Parts are more expensive. Repairs take longer. Lawsuits are more common.
When you’re locked into one carrier, you eat that increase. When you work with an independent agent, you have options. We can reshop your policy every year or whenever your rates spike. That’s how we’ve helped Queen Creek residents find cheap car insurance without sacrificing coverage.
You also get access to carriers you might not find on your own. Some of our best rates come from regional companies that don’t advertise like Geico car insurance or AAA insurance, but they’re just as solid and often more affordable.
Arizona auto insurance companies raised rates an average of 22% in 2024, and it’s hitting everyone regardless of driving record. The increases are tied to rising claim costs across the state, not your individual history.
Repair costs are up because parts are harder to get and labor rates have climbed. Medical expenses from injury claims are higher. And Arizona has seen a spike in uninsured drivers, which pushes costs onto insured drivers through uninsured motorist coverage.
Your company isn’t punishing you. They’re passing along their increased costs. But that doesn’t mean you’re stuck with the hike. We can reshop your policy across 40+ carriers to find better rates without sacrificing coverage. That’s exactly what we do for Queen Creek residents who call us frustrated about renewal notices.
When you call Geico car insurance directly, you get one quote from one company. When you call us, you get Geico’s quote plus quotes from Progressive Insurance, USAA insurance, AAA insurance, Direct Auto, and 35+ other carriers.
We’re not captive to any single company. We represent you, not the insurance company. That means we can compare policies side by side and show you exactly what you’re getting for your money.
The other big difference shows up later. If your Geico rate jumps next year, you’re back to square one shopping around. If your rate jumps and you’re working with us, we reshop your policy across every carrier we represent without you making 15 phone calls. One call handles it.
We can’t guarantee cheaper rates for everyone, but we find better options for most people who call us. Better might mean lower cost, better coverage, or both.
If you’ve been with the same company for years, there’s a good chance you’re overpaying. Loyalty doesn’t get rewarded in insurance anymore. New customers get better rates than long-term customers, which is why shopping your policy every few years matters.
We’ve helped Queen Creek residents cut their premiums by hundreds of dollars a year by switching from Progressive Insurance Company to a regional carrier, or from Direct Auto Insurance Company to USAA. Sometimes the best rate comes from a company you’ve never heard of. That’s where having access to 40+ carriers makes a real difference.
You file the claim directly with your new insurance company, just like you would with any carrier. The difference is you also have us as a backup if things go sideways.
If your claim gets delayed, denied, or complicated, you call us. We work with the carrier on your behalf to get answers and push things forward. That’s not something you get when you buy direct from Geico car insurance or Progressive Insurance through their website.
We also help you understand what’s covered before you file. Sometimes filing a small claim isn’t worth the rate increase you’ll see at renewal. We can walk through your options so you’re making an informed decision, not just hoping for the best.
No. Our service costs you nothing. We get paid by the insurance companies when you buy a policy, the same way a captive agent at AAA insurance or USAA insurance gets paid.
You’re not paying a markup or a broker fee. The rate you get through us is the same rate you’d get calling the company directly. The difference is you get access to 40+ companies instead of one, and you get ongoing support when life changes or rates go up.
We also handle things like policy cancellations for free. If you’re switching from Progressive Insurance or Direct Auto Insurance Company, we take care of the paperwork so you don’t have overlapping coverage or gaps.
Most people get quotes the same day they call us. The initial conversation takes about 10 minutes. We gather your current coverage details, driving history, and what you’re looking for. Then we run your information through our system.
You’ll usually see quotes within a few hours, sometimes faster. Once you decide which policy works best, we can bind coverage immediately and backdate it if needed to avoid any gaps.
Switching is fast too. We handle the cancellation with your old carrier, set up your new policy, and make sure everything transfers smoothly. The whole process from first call to active coverage typically takes one to three days, depending on how quickly you want to move.
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