Can a Landlord Require Renter’s Insurance? What You Need to Know
Why Landlords Require Renter’s Insurance There are several reasons why a landlord may require tenants to have renter’s insurance: Protection of the landlord’s property: If a tenant accidentally causes damage to the rental property, their renter’s insurance liability coverage may cover the costs, reducing the likelihood of disputes and potential financial burdens on the landlord. […]
Contractor vs. Subcontractor: Understanding the Key Differences
In the construction industry, the terms “contractor” and “subcontractor” are often used to describe different roles within a project. While both contribute significantly to the successful completion of a project, their responsibilities and functions vary. To better understand the relationship between the two, we will explore the differences between contractors and subcontractors, and how their […]
Understanding the Unique Risks of Being a Restaurant Owner in Arizona
Understanding the Unique Risks of Being a Restaurant Owner in Arizona Running a restaurant can be both rewarding and challenging, as there are unique risks that come with the territory. In Arizona, restaurant owners must take special measures to protect themselves from potential liabilities and other financial risks. This article will discuss what kinds of […]
Arizona Mobile Home Insurance
Arizona Mobile Home Insurance: Essential Protection In Arizona, there are numerous mobile home communities to choose from, each offering unique benefits such as gated access or prime location near shopping and city centers. While living in a mobile home can be an affordable and enjoyable experience, it’s crucial to secure your investment by obtaining proper […]
Restaurant Insurance: What you need to know
If you’re in the business of food, whether that means you own a restaurant, catering company, or food truck, then you need to have the right insurance in place. Restaurant insurance can help protect your business from many potential risks, including liability Claims, property damage, and more. In this blog post, we’ll take a look […]
Is Your Medical Office Properly Insured?
[/caption] With the ever-changing landscape of healthcare, it’s more important than ever to make sure your medical office is properly insured. Here’s what you need to know to make sure your practice is protected. As a medical professional, you have enough to worry about without having to stress about whether your office is properly insured. […]
Jewelry, Artwork, Guns, Memorabilia – Are they covered on my homeowners’ insurance policy?
There’s one common part of a home insurance policy where I see a lot of misconceptions – the personal property coverage limit. Your policy declarations will show this as “Personal Property” or “Coverage C” followed by a limit that can be hundreds of thousands of dollars. However, the declarations page will typically not go into […]
Glass replacement & how it affects your car insurance rates
We’ve all had the experience of driving down the road when suddenly *WHACK*, a rock hits your windshield and you’re left with a nice little star in your glass.Many times, people simply call a glass company and open up a claim with insurance to replace the windshield. What most don’t realize is that most insurance […]
What you need to know about Arizona’s Texting & Driving ban
Gov. Doug Ducey signed HB2318 into law on Monday. The bill makes it illegal to drive while holding a mobile device. Devices that can be used in a hands-free mode or are integrated with the vehicle’s control interface are exempt.What is prohibited? Holding or supporting a wireless device while driving Writing or reading any text-based […]
Glass/Windshield Claims – What you need to know
We’ve all had the experience of driving down the road when suddenly *WHACK*, a rock hits your windshield and you’re left with a nice little star in your glass. Many times, people simply call a glass company and open up a claim with insurance to replace the windshield. What most don’t realize is that insurance […]
