What Steps Should You Take After a Car Accident to File an Insurance Claim in Chandler?
Summary Highlights: Learn what to do at the scene of the accident to protect your claim. Understand what documents and photos to collect. Get tips for reporting the accident to your insurer efficiently. Find out how Premier Choice Insurance helps Chandler drivers navigate the claims process. Getting into a car accident is stressful, no matter […]
How Can Telematics Save You Money on Auto Insurance in Chandler?
Summary Highlights: Telematics technology allows your insurance company to assess real-time driving behavior. Safe drivers in Chandler can earn significant premium discounts through usage-based insurance programs. Telematics devices track speed, braking, mileage, and more to reward responsible driving. Premier Choice Insurance helps you choose a telematics program that fits your lifestyle and budget. When it […]
What Are the Essential Auto Insurance Coverages for First-Time Car Owners?
Summary Highlights: First-time car owners must carry minimum liability coverage to meet Arizona state law. Comprehensive and collision coverage protect against vehicle theft, weather damage, and collisions. Optional coverages like uninsured motorist and roadside assistance offer added peace of mind. Premier Choice Insurance helps new drivers build affordable, personalized coverage plans. Buying your first car […]
How Can Auto Insurance Help Protect Against Uninsured Drivers in Arizona?
Summary Highlights: Arizona has one of the highest rates of uninsured drivers, making additional coverage critical. Uninsured motorist coverage can pay for medical bills, property damage, and lost wages. This protection fills the gap when the at-fault driver can’t pay your damages. Premier Choice Insurance helps you understand your coverage and customize your policy. Driving […]
How to Get Auto Insurance that Covers Rental Cars or Roadside Assistance
Summary Highlights: Rental car reimbursement and roadside assistance aren’t always included in standard auto insurance policies. Knowing what each add-on covers can help you avoid unexpected expenses while traveling or after a breakdown. Coverage needs vary depending on whether the vehicle is for business or personal use. The right insurance agent can help you bundle […]
What Are the Most Common Auto Insurance Claims?
Summary Highlights: Fender benders, windshield damage, and theft are among the most common auto insurance claims. Arizona’s unique climate makes weather-related claims like hail or flash flood damage increasingly frequent. Premier Choice Insurance guides policyholders through every step of the claims process to ensure fast, stress-free resolutions. With access to multiple carriers, we help you […]
What Are the Best Auto Insurance Options for High-Mileage Drivers in Tempe?
Summary Highlight: High-mileage drivers in Tempe need tailored coverage to match their usage habits. Pay-per-mile and usage-based insurance can offer significant savings. Additional options like roadside assistance and mechanical breakdown coverage add value. Premier Choice Insurance works with top carriers to find personalized solutions for Tempe residents. Why Do High-Mileage Drivers in Tempe Need […]
Is Comprehensive Auto Insurance Worth It in Queen Creek? Know the Risks
Summary Highlight: Driving without comprehensive coverage in Queen Creek exposes vehicle owners to serious financial risks from theft, weather, and vandalism. Arizona’s minimum liability laws don’t cover damage to your own car—leaving drivers to pay out of pocket for non-collision losses. Comprehensive auto insurance offers peace of mind by protecting against monsoon storm damage, break-ins, […]
How Can Anti-Theft Devices Reduce Your Auto Insurance Premiums?
Summary Highlight: Anti-theft devices reduce your car’s risk profile, making you eligible for insurance discounts. Insurance companies reward drivers who install alarm systems, immobilizers, GPS trackers, and VIN etching. Savings can range from 5% to 20% depending on your insurer and security device. Premier Choice Insurance helps drivers choose the right protection and maximize […]
How Does Arizona’s Climate Impact Your Auto Insurance Rates?
Summary Highlights: Arizona’s heat and storms increase claim risks, which can affect premiums. Weather-related damage can lead to more comprehensive coverage needs. Due to environmental factors, drivers in cities like Phoenix, Tucson, and Mesa face higher auto insurance rates. Premier Choice Insurance helps Arizona residents navigate weather-related insurance adjustments. Why Does Arizona’s Climate Influence Auto […]