Hear from Our Customers
You stop overpaying because your agent can’t shop anywhere else. When your renewal jumps $2,000, you have options—not excuses.
That’s what access to over 100 insurance companies actually means. If Progressive raises your rate, we check GEICO, USAA, AAA, and 40+ other auto insurance carriers. If State Farm drops your home policy, we find coverage that day. You’re not calling five different companies and repeating your information. You’re making one call to our local Mesa office where someone picks up.
Most people don’t realize their agent only sells one company’s policies until it’s too late. By then, you’ve been loyal for 15 years and your rates have crept up every renewal. When you finally file a claim, you get dropped or priced out. That’s not bad luck—that’s what happens when you don’t have options.
Premier Choice Insurance is a family-owned independent agency at 4135 S Power Rd in Mesa, AZ. We’ve earned 930+ five-star Google reviews because we do what we say—answer the phone, shop your rates, and stick around when you need us.
We’re not a call center. You’ll work with licensed agents like Tina, Kaitlyn, and Amber who live here and understand what’s happening with Arizona insurance rates. We’ve been named Agents of the Year and recognized as Three Best Rated Insurance Agents in Mesa because we treat this like the local business it is.
When Mesa drivers are paying $2,551 a year for car insurance—$218 more than the state average—you need someone who can actually shop the market. That’s what independent agents do.
You call or stop by our Mesa office. We ask about your current coverage, what you’re paying, and what’s changed since you last shopped around. This takes about 10 minutes.
Then we quote your situation across our network of carriers—Progressive, GEICO, USAA, AAA, direct auto insurance companies, and dozens of regional options you’ve never heard of but that might save you $1,200 a year. We compare coverage side-by-side so you’re not just chasing the cheapest car insurance and losing protection.
When you pick a policy, we handle the paperwork and cancel your old one for free. If your rates jump next year or your life changes, you call us. We re-shop it. That’s the process every time—no runaround, no transfer to another department.
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You get access to over 40 top-rated auto insurance carriers and the same for home, business, and life insurance. That means when Arizona home insurance rates jump 62% in five years—the highest increase in the country—we can move you to a carrier that’s still writing policies in Mesa.
You also get a local agent who knows that wildfire risk is pricing people out in southern Arizona and that some homeowners are getting 30-day non-renewal notices in 2024. We know which companies are pulling out and which ones are still competitive. That’s not something you learn from a GEICO commercial or a Progressive app.
And when your rate goes up 20% like auto insurance did across Arizona last year, we re-shop it at no cost to you. You’re not starting over with a new agent or calling a 1-800 number. You’re calling the same office in Mesa where someone already knows your name and your policy.
Arizona leads the country in home insurance rate increases—up 62.1% over five years. Auto insurance jumped 20.6% in 2024 alone, the biggest single-year spike in nearly 50 years. You’re not imagining it.
The reasons are mostly out of your control. More severe storms, wildfire exposure in expanding developments, and higher repair costs are driving claims up. Insurance companies are either raising rates to cover it or pulling out of Arizona entirely. Some Mesa homeowners got dropped in 2024 after decades with the same carrier.
This is exactly why independent agents exist. When one company becomes unaffordable or cancels you, we can move your policy to another carrier the same day. Captive agents—the ones who only sell State Farm or only sell Allstate—can’t do that. You’d have to start over somewhere else on your own.
Progressive and GEICO are direct auto insurance companies. You buy from them online or over the phone, and they only sell their own policies. If their rate isn’t competitive or they drop you, you’re on your own to find someone else.
A local independent agent like us represents over 100 insurance companies, including Progressive, GEICO, USAA, AAA, and many others. We quote all of them at once and show you the best option. If your rate goes up next year, we re-shop it across the whole market—you don’t have to.
The cost is the same either way. Insurance companies pay us, not you. But instead of being locked into one company’s pricing, you get access to the entire market with one phone call to a real person in Mesa.
You won’t know unless you compare at least three to five insurance companies. That’s the standard advice, and it’s correct—but most people don’t do it because it’s a hassle.
The cheapest car insurance for you depends on your driving record, your car, your zip code, and which company is trying to grow in Mesa right now. American Family has some of the lowest rates in Mesa at around $1,322 per year. State Farm is competitive too. But GEICO might beat both of them for your specific situation, or a regional carrier you’ve never heard of might come in $800 lower.
We run all of those quotes in one conversation. You’re not filling out forms on five different websites or calling five different companies. And “cheap” doesn’t mean much if the coverage is garbage, so we also make sure you’re comparing the same limits and deductibles across the board.
You find new coverage before your policy ends, or you’re driving uninsured—which is illegal in Arizona and will cost you a lot more than high premiums. Some companies are giving as little as 30 days’ notice for non-renewals, so you don’t have much time.
If you’re working with us, this is a non-issue. We already have your information and we can quote you with 10 other carriers that afternoon. You pick one, we bind the coverage, and you’re done. If you’re on your own, you’re starting from scratch—calling around, comparing coverage you don’t fully understand, and hoping you find something before your deadline.
Getting dropped is happening more in Arizona right now, especially for homeowners in wildfire zones. It’s not always about claims. Sometimes companies just decide a region is too risky and stop renewing everyone. You can’t control that, but you can control whether you have an agent who can move fast when it happens.
No. The price of the policy is the same whether you buy it from GEICO’s website or through us when we sell GEICO. Insurance companies set the rates, and they pay agents a commission that’s already built into the premium. You’re not paying extra for the service.
What you get with us is someone who can shop GEICO, Progressive, USAA, and 40 other companies at the same time. If GEICO is cheaper, we’ll tell you. If a regional carrier you’ve never heard of beats them by $600, we’ll tell you that too. You’re paying the same price either way, but you’re getting a lot more options and ongoing support.
The free policy cancellation service we offer is a good example. When you switch, we call your old company and cancel it for you so you don’t get double-billed or leave a gap in coverage. That’s not something you get when you’re buying direct online and managing everything yourself.
Yes. Most people who call us have already tried the online quote tools and either got frustrated or realized they don’t know if they’re comparing the right coverage. That’s completely normal—insurance is confusing on purpose.
Bring us whatever quotes you’ve gotten from Progressive, GEICO, USAA, or anywhere else. We’ll review them, make sure the coverage actually matches, and then run the same information through our network of 100+ carriers to see if we can beat it. If your online quote is legitimately the best option, we’ll tell you. If we find something better, you’ll know within 20 minutes.
The advantage of working with us as your local Mesa agent is that this doesn’t end after one quote. Your rates will change, your life will change, and the insurance market in Arizona is a mess right now. When any of that happens, you call us and we handle it. You’re not back on the website filling out forms again.
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