Hear from Our Customers
You’re not imagining it. Arizona led the nation in rate increases last year, with some Tolleson residents seeing their premiums jump 50% to 100% in a single renewal. That’s not a typo—it’s the new reality if you’re stuck with one carrier.
Here’s what changes when you let us shop your policy. You get access to over 40 top-rated insurance companies, not just one. That means if Progressive raised your rate, we check Geico, Direct Auto, AAA, USAA, and dozens more you’ve probably never heard of but should know about.
Most people save money. Some save a lot. But even if the rate stays similar, you’ll know you’re not leaving anything on the table. And when your life changes—new car, new driver, new address—we’re already here to adjust your coverage without starting over.
We’re a family-owned independent insurance agency based in Mesa, and we’ve been helping people across the Valley—including Tolleson—find the right coverage for years. That means you’re calling a local office, not a 1-800 number that routes you to someone reading a script in another state.
Our team is fully licensed, and we’ve earned over 930 five-star reviews on Google because we do what we say we’ll do. We were named Agents of the Year in 2023, and we’ve been recognized as Three Best Rated Insurance Agents in Mesa. But what matters more than awards is this: when you call, someone picks up.
Tolleson has a large Spanish-speaking community, and we serve clients in both English and Spanish. You shouldn’t have to struggle through a conversation about something as important as your insurance.
First, you reach out. Call, email, or fill out a form—whatever works for you. We’ll ask a few questions about what you’re currently paying, what you’re covering, and what’s changed since you last shopped around.
Then we go to work. We run your information through our network of over 40 insurance companies—Progressive, Geico, Direct Auto Insurance, AAA, USAA, and many others. We’re looking for the best combination of price and coverage, not just the cheapest car insurance that leaves you exposed when something goes wrong.
Finally, we walk you through your options. No pressure, no jargon. You’ll see real quotes with real numbers, and we’ll explain what’s different between them. If you want to switch, we handle the paperwork and can even cancel your old policy for you. If you don’t, that’s fine too—at least you’ll know where you stand.
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Tolleson sits in Maricopa County, where 15% of properties are at risk for wildfire damage. That’s not something most people think about until their insurance company does—and by then, it’s too late. We make sure your homeowners policy actually covers the risks you face, not just the ones that sound scary in a commercial.
For auto insurance, Arizona requires liability coverage, but that’s just the starting point. If you’re financing a car, your lender will require comprehensive and collision. If you’re driving a paid-off vehicle, you might not need it—but you should at least know what you’re giving up. We’ll explain the difference between Direct Auto Insurance Company, Progressive Insurance Company, and the dozens of other carriers we work with.
And if your household income is tight—Tolleson’s median is around $55,000, with renters averaging closer to $27,000—we’re not going to upsell you on coverage you don’t need. We’re looking for the right fit, not the biggest commission. That’s why there’s no cost for our services. We get paid by the insurance companies, not by you.
Arizona had the highest home insurance rate increases in the country from 2023 to 2024, with an 11.4% jump in 2024 alone. Auto insurance hasn’t been much better. A lot of it comes down to wildfire risk, inflation on car repairs, and insurance companies pulling out of certain areas or tightening their underwriting.
If you’ve been with the same carrier for years and suddenly got hit with a 50% or 100% increase, you’re not alone. It’s happening across the state. The problem is that your current company isn’t going to tell you there’s a better option—they’re just going to send you the bill and hope you pay it.
That’s where shopping around makes a difference. Rates vary wildly between Progressive Insurance, Geico car insurance, USAA insurance, and others. What’s expensive with one carrier might be affordable with another, even for the exact same coverage.
When you go directly to Geico or Progressive Insurance Company, you’re only seeing their rates. That’s fine if they happen to be the cheapest option for your situation, but you won’t know unless you check everywhere else too.
We represent over 40 insurance companies. That means one conversation with us is like having 40 separate conversations with individual carriers. We can quote you with Progressive, Geico, Direct Auto, AAA Insurance, USAA car insurance, and a long list of regional carriers that often beat the big names on price.
And here’s the part people don’t always realize: it doesn’t cost you anything extra to use an agent. We get paid by the insurance company, so your rate is the same whether you buy direct or through us. The difference is that we’re working for you, not for one specific company.
Cheap car insurance isn’t always a good deal if it leaves you underinsured. But yes, you can absolutely find affordable coverage that actually protects you—it just takes some comparison work.
The key is understanding what you’re comparing. If one company offers you a low rate but has a $2,500 deductible and bare-minimum liability limits, that’s not the same as a slightly higher rate with a $500 deductible and better protection. We break that down so you’re comparing apples to apples.
In Tolleson, where the median household income is around $55,000, every dollar matters. We’re not going to push you toward expensive coverage you don’t need, but we’re also not going to let you drive around with a policy that won’t cover you if something serious happens. The goal is the right balance, and that’s different for everyone.
We do work with USAA, but USAA insurance is only available to military members, veterans, and their families. If you qualify, USAA is often one of the most competitive options for both auto and home insurance—they consistently rank high for customer service and claims handling.
If you don’t qualify for USAA car insurance, don’t worry. We have access to plenty of other carriers that are just as competitive, and in some cases, even cheaper depending on your situation. Companies like Geico, Progressive, Direct Auto Insurance Company, and AAA Insurance all have strong reputations and can offer great rates for the right driver.
The advantage of working with us is that we’ll check all of them at once. You’re not stuck trying to figure out which company is best—we do that part for you and show you the real numbers.
Filing a claim with a new insurance company works the same way it does with your old one—you contact the carrier, provide the details, and they handle it from there. The difference is that we’re still here to help you through the process.
A lot of people worry that switching carriers means losing support, but that’s not how it works with an independent agency. We don’t disappear after you buy a policy. If you have questions about a claim, need to update your coverage, or run into any issues, you call us. We’ll walk you through it or contact the insurance company on your behalf.
And here’s something most people don’t know: we can even cancel your old policy for you when you switch. You don’t have to make that awkward phone call or worry about overlap. We handle the transition so it’s seamless, and you’re never without coverage.
In a normal market, every two to three years is a good rule of thumb. But Arizona’s insurance market isn’t normal right now. With rate increases hitting 50% to 100% for some people, it makes sense to check every year—or even right now if your last renewal shocked you.
Insurance companies change their rates constantly based on claims data, risk models, and a dozen other factors you can’t control. A company that gave you a great rate three years ago might be one of the most expensive options today. The only way to know is to compare.
We’re seeing people switch carriers and save $1,000, $2,000, even more annually just by shopping around. That’s real money, especially in Tolleson where household budgets are already stretched. And because we do the shopping for you across 40+ carriers, it doesn’t take hours of your time. One conversation, and you’ll know exactly where you stand.
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